[Background] 

To align with the trend of shifting securities firms' funds from real estate to productive sectors like venture capital, this amendment aims to voluntarily induce changes in real estate investment behavior, improve the real estate soundness regulatory system, and enhance the effectiveness of venture capital supply obligations.

[Main Points]

Raises the loan-loss provision rates for "Normal" and "Precautionary" real estate PF-related loans. Introduces a "Real Estate Investment Ratio" limit covering all forms of real estate investment. For Comprehensive Financial Investment Business Entities (Jongtusa), investments in "A-rated bonds and mid-sized enterprises" will be recognized as fulfilling venture capital supply obligations only up to a maximum of 30% of the required amount.